And every person is given talents to use as desired. Some have more than others. But all have some. Enough with which to serve God. To produce fruit. The result of using one's gifts is that more is given along with the privilege of entering the joy of our Master. The consequence of hiding one's talent, of being slothful is to be cast into outer darkness.
On the heels of the parable of the talents, Christ tells about the separation when world will be judged. The criteria for inheriting the kingdom of heaven is feeding the hungry, giving those who thirst a drink, welcoming the stranger, clothing the naked, visiting the sick and those in prison. "If you do these to the least of these my brothers, you do it unto Me." Concise, clear statements.
The Bible scholar on our team said that, unlike Luke, Matthew connected his parables. That there is a continuation of thought. So I am pondering: is developing a relationship with God (getting oil for our lamp) the impetus needed for developing/using our gifts to their full capacity? Does using our talents mean doing those things that are required for inheriting the kingdom of heaven? If so, it's pretty black and white.